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Get the Funds You Need at 3.7% Interest!
Flexible Loans Up to $500,000 | Repayment Terms: 6, 12, or 48Months
Trusted by 250,000+ Americans
SSL Secured Application
4.9/5 Stars from 5,000+ Reviews
Why Choose Credia?
Your Goals, Our Solutions
Home Renovation
Transform your space with rates as low as 3.7%
Small Business
Launch or grow your business with fast funding.
Education
Invest in your future— zero prepayment penalties.
Unexpected Expenses
Life happens. We’ve got your back.
Loan Details
Transparency You Can Trust
Low Rates
- 3.7% APR – Save thousands vs. competitors.
Credia (3.7%) vs. Avg. Competitor (8.5%).
Borrow Up to $500k
Flexible Terms
How It Works
Apply online
Fill out your application online or over the phone to secure a low rate.
Verify documents
Provide and verify your application documents using our KYC portal
Customize your loan
Choose your rate, term, and payment amount that works for your budget.
Trust & Security
Why 95% of Borrowers Return to Credia
“Credia helped me make my business idea a reality. Despite my limited credit score, traditional lenders rejected me. However, Credia believed in me and provided the grant I needed to start my venture. Their support extended beyond the grant, teaching me valuable strategies for managing finances and growing my business. Now, my business is thriving, all thanks to Credia's trust and support.”
James H. Smith
Ocala, Florida.
Founder of Smith's Sweets and Treats
“I'm truly grateful for Credia Finance's support. As a recent graduate burdened with student loans, their loan consolidation program was a lifesaver. It reduced my interest rates and eased my financial strain. The Credia team was helpful and made the process stress-free. Their assistance has set me on the path to financial stability. I highly recommend Credia Finance to anyone in need of financial solutions.”
Dorothy Grunewald
Madison, Wisconsin.
Personal Grant Recipient
Small business - Big impact
$0b+
in funds secured through Credia Finance
0k+
loans issued
0+
loan applications submitted
Frequently asked questions
Can I apply for a loan with bad credit?
Yes, our loan options are available to individuals with limited or bad credit scores. We understand that credit scores do not define a person's potential, and we evaluate loan applications based on various factors, including your current financial situation and ability to repay the loan.
How much can I borrow through your loan program?
What documents are required for a loan application?
What is the repayment term for loans?
How long does it take to receive a decision on my loan application?
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