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Flexible Loans Tailored to Your Needs

At credia, we understand that financial obstacles can arise unexpectedly. Our flexible loan options are designed to provide you with the funds you need, regardless of your credit score. Whether you're looking to consolidate debt, cover medical expenses, or fund a home renovation project, we have the right loan solution for you.

Explore our loan offerings

Small Business Loans

Support business owners or expanding their business

MAX FUNDING AMOUNT

$10,000 to $100,000

TERM

3 months to 5 years

FACTOR RATES

Starting at 1 - 4% p/mo

SPEED

1 - 3 Business days

Personal Loans

Assist personal in pursuing projects or community initiatives

MAX FUNDING AMOUNT

$10,000 to $100,000

TERM

3 months to 5 years

FACTOR RATES

Starting at 1% p/mo

SPEED

1 - 3 Business days

Educational Loans

Support individuals in furthering their education and career development

MAX FUNDING AMOUNT

$10,000 to $100,000

TERM

3 months to 5 years

FACTOR RATES

Starting at 1 - 4% p/mo

SPEED

1 - 3 Business days

Auto Loans

Assist personal in pursuing projects or community initiatives

MAX FUNDING AMOUNT

$10,000 to $100,000

TERM

3 months to 5 years

FACTOR RATES

Starting at 1 - 4% p/mo

SPEED

1 - 3 Business days

SBA Loans

SBA 7a, 504 Loans are small business loans guaranteed by the SBA and issued by participating lenders. They are generally secured by Real Estate. In contrast, SBA Marketplace Loans are secured by the business and the personal guarantor.

MAX FUNDING AMOUNT

$5,000 to $5.5 million

TERM

10 - 25 years

FACTOR RATES

Starting at prime 2.5%

SPEED

1 - 3 Business days

Working Capital Loans

Support business owners or expanding their business

MAX FUNDING AMOUNT

$10,000 to $100,000

TERM

3 months to 5 years

FACTOR RATES

Starting at 1% p/mo

SPEED

1 - 3 Business days

Frequently asked questions

Can I apply for a loan with bad credit?

Yes, our loan options are available to individuals with limited or bad credit scores. We understand that credit scores do not define a person's potential, and we evaluate loan applications based on various factors, including your current financial situation and ability to repay the loan.


How much can I borrow through your loan program?


What documents are required for a loan application?


What is the repayment term for loans?


How long does it take to receive a decision on my loan application?


Together, we'll unlock the financial possibilities that await you.


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